Terms of Use

Agreement to Terms

By accessing or using the clear-glade website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Services Description

Clear-glade provides financial education services designed to improve financial literacy. Our services include consultations, workshops, and educational programs focused on personal finance fundamentals.

Educational Services Only

Important clarification: Clear-glade provides financial education, not financial advice. We do not:

• Provide personalized financial advice or recommendations
• Manage investments or portfolios
• Sell financial products or securities
• Act as financial advisors or planners

All information provided is for educational purposes only. You should consult with licensed financial professionals before making financial decisions.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes
• Not reproduce, duplicate, or exploit any part of our services without permission
• Not interfere with or disrupt our website or services

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of clear-glade or its content suppliers and is protected by Australian and international copyright laws.

You may not use, reproduce, or distribute any content from this website without our prior written permission.

Service Fees and Payment

Fees for our services are listed in Australian Dollars (AUD) and are subject to change. Payment is required before services are rendered unless otherwise agreed in writing.

All fees are non-refundable except as provided in our refund policy: full refund if you are unsatisfied after your first session.

Cancellation and Rescheduling

You may cancel or reschedule a session with at least 48 hours notice. Cancellations with less than 48 hours notice may result in forfeiture of the session fee.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• Our services will meet your specific requirements
• Our services will be uninterrupted, timely, or error-free
• The results obtained from using our services will be accurate or reliable

Limitation of Liability

To the fullest extent permitted by law, clear-glade shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Our total liability to you for any claims arising from our services shall not exceed the amount you paid for those services.

Indemnification

You agree to indemnify and hold harmless clear-glade and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these terms.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and clear-glade regarding your use of our services.

Contact Information

If you have questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: Level 7, 185 Elizabeth Street, Sydney NSW 2000, Australia